Can I Open US Personal Bank Account With An ITIN Remotely?

Hey everyone. So, today we are going to be talking about “can you open up a US personal bank account with an ITIN remotely?”

Hey everyone, this is Sina Bonabi from EIN Express. I’m an IRS certifying acceptance agent and I’ve been both trained and authorized by the IRS to help non-US citizens all over the world just like you to successfully get their EINs and ITINs for them.

We have assisted over 2,240 non-US citizens to get their EINs ends and ITINs and we’d love to help you get yours too.

Get your ITIN here: https://einexpress.com/itin

Can I Open A US Personal Bank Account Remotely?

Okay, so today we’re going to be talking about “can you open up a US personal bank account with an ITIN remotely?” And the answer to this question is no. No, you can’t.

We get this question all the time. It’s a very common one. It’s very popular. And the biggest misconception is the “remotely” part of the question. The way you’re supposed to do it is you’re supposed to, if you have an ITIN and you want to open up a personal bank account, you’ve got to come to the US in person.

So, if you want to open up a US personal bank account with any major US bank, you have to come in person to do it.

Get your ITIN here: https://einexpress.com/itin

Be Aware of Services that Offers Opening a US Personal Bank Account Remotely

I do hear people saying, “well, I was able to open one without an ITIN.” They came in person, they did it. And some of the banks will allow that.

But what ends up happening with those cases is that the banks will initiate the opening of the account and they’ll open it without you having the ITIN. But, after a certain time, they’re going to request the ITIN from you. If they don’t get it, then they have the right to close the account. And that’s usually what ends up happening.

To take it even a step further, some of these online companies who tell you that they can open up US personal bank accounts for you remotely, which I don’t know how they’re doing that, but I already know from my knowledge and experience in banking, they’re doing something that’s not transparent.

Something suspicious. It’s not by the book because you cannot open up US personal bank accounts remotely. You have to come in person.

So, if you see these online services that are offering that, please be aware you’re probably going to fall victim to some sort of fraud or scam where your money’s going to be stolen. That’s just the bottom line.

I hate to say that but it’s something that happens quite often. A lot of our clients have told us about it. So, be aware of that.

What To Do Next

Just to recap, if you want to open up a US personal bank account with an ITIN you have to come in person.

You cannot do it remotely.

If somehow it’s opened without an ITIN, please be aware that the bank is going to eventually request an ITIN to be provided to them for their reporting, withholding, or distribution procedures.

If you don’t provide it to them then they have the right to close your account. So just keep that in mind. I hope this video was informative, answered a lot of questions, and clarified a lot of things for you guys. If you have any comments or questions, please go ahead and post them below.

If you’re ready to get started with your ITIN application and get your ITIN, I’d love to help you. Go ahead and click the link below to get started. Thank you.

Get your ITIN here: https://einexpress.com/itin