Does Wanting to Open a US Bank Account Qualify Me For an ITIN

Today we’re going to be talking about does wanting to open a US bank account qualifies me to get an ITIN.

Hey, this is Sina Bonabi from EIN Express. I’m an IRS certified acceptance agent and I’ve been both trained in authorized by the IRS to help non-US-citizens all over the world, just like you, to successfully get their EINs and their ITINs for them.

We’ve helped over 2,249 US citizens to successfully get the EINs and ITINs and we’d love to help you to be able to get yours as well too.

So today we’re going to be discussing does wanting to open a US bank account qualify you to apply for an ITIN.

And I’m super excited to discuss this topic because this is probably one of the topmost common questions I get on a daily basis in regards to bank accounts and ITINs and the general rule of thumb statement that I always give anyone that inquires about my ITIN service is I always tell them there’s a big difference between wanting to apply for ITIN, like the reason you want to apply for an ITIN, and actually qualifying to apply for an ITIN.

Apply for your ITIN here:


I Want to Open a Bank Account, Does that Qualify Me To Get an ITIN?

So I’m going to say that one more time.

There’s a big difference between the reason why you want to apply for an ITIN or need an ITIN and qualifying to apply for an ITIN.

And this question is one of those prime examples. For example, if someone comes to me and they’re from India and they say, “Hey, Sina, I’m a non-resident. I live in India and I want to open up a US bank account.” And they say, “Because of that I want to get an ITIN.”

And I completely understand why they need the ITIN because he needs to open the account but just because you want to open a bank account does not qualify you to apply for an ITIN.

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Basic Requirements to Qualify for an ITIN

When it comes to qualifying to apply for an ITIN, a lot of different factors go into it. The traditional way is a tax return, but that’s not the only way.

There are also five exception categories for ITINs, where if you qualify for one of those five categories, you can use one of those documentations from those categories instead of a tax return to help you qualify to apply for an ITIN.

So just because you want to open a bank account, and I get why you need the ITIN to do that, it’s not a qualifying reason based on the IRS’s application to be able to apply for an ITIN.

Because when you apply for an ITIN, you have to provide two pieces of documentation. One is identification documentation and the second is supporting documentation. Identification being most commonly a valid passport and then this supporting documentation, if you’re not using a tax return, it’s got to be one of the five exception categories.

So if you don’t provide those when you’re applying for a new ITIN, your application is going to automatically get rejected.

So that’s why it goes back to the question, does wanting to open a US bank account qualify me to get an ITIN?

No, it does not.

I understand why you want to open the account and that you need the ITIN to open the account. But does that fact alone qualify you to apply for an ITIN?


So that’s the big misconception that people have is the reasons why they need an ITIN or they want to get an ITIN as opposed to qualifying to apply for an ITIN.

Apply for your ITIN here:


Apply For Your ITIN at a Trusted Certified Acceptance Agent

I’d like to also bring into light that we have an ITIN qualification department.

We have a whole service on that as well too. When you come to our site you can fill out an ITIN qualification form and our amazing application directors, they’re on call 24 hours a day to be able to not only look over your qualification form to see if you qualify, they’re also there to be able to book meetings with you, discuss your case with you and they can either help determine if you do qualify to apply for an ITIN, if you do qualify to apply for an ITIN, or if you don’t qualify to apply for an ITIN.

And they even take it a step further to see if they can work with you on figuring out how they can get you to qualify to apply for an ITIN.


What To Do Next

So we offer all these different tools and we’d love to help you get your ITIN.

So I would strongly recommend filling out that form on our site and let our application directors help you out with that as well too.

I hope this answer to this question sheds a lot of light and helped clarify any confusion people were having about this.

I know this is one of the topmost common questions and topics about ITINs, especially because a lot of people need an ITINs to open up bank accounts, both for personal and for business.

So I hope this response was very helpful for a lot of you.

If you have any questions, go ahead and post them below and if you are ready to get your ITIN and you want to go ahead and start your application, go ahead and click the link below as well too. Thank you, everyone.


Apply for your ITIN here:

Let us help you open your bank account remotely! Book a call with us here:

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